Business Insurance
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Commercial Automobile Coverage:
This policy provides protection to the individual, partnership or corporation that owns and operates vehicles for commercial purposes.
Commercial Umbrella Policy:
This policy provides coverage above and beyond the scope and level of underlying policies such as commercial general liability, commercial automobiles, workers compensations, and other liability exposures.
Business Owners Policy (BOP):
This package policy of coverage applies to the owner operating a small retail business, eligible contractors, and other small businesses that qualify by the underwriting carrier. It includes coverage for the business personal property, property of others, premises and products liability, medical payments, etc.
Business Package Policy (BPP):
The BPP is usually written when the BOP cannot be used. This contract essentially allows for a wide array of coverages: buildings, business contents, loss of rents, lose of use, liability including premises, operations, products and completed operations, fire legal liability, medical payments, inland marine schedule of various property, dishonesty coverage and much more.
Worker’s Compensation:
This coverage applies to a proprietor, partnership, corporation or legal liability company who hires employees. It provides benefits in compliance of law within the state designated to an injured employee without regard to liability. Death or permanent disability is also included. The insurance company agrees to pay benefits as defined by Workers Compensation Law within jurisdiction of a state.
Now Serving: Lemont, Tinley Park, Orland Park, Mokena, & Frankfort.