Personal Insurance

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Health Insurance: This coverage is sometimes referred to as medical or hospitalization insurance to pay for sickness or injury. Many plans are available from low to high deductibles, health savings accounts, and even short term. Short term is for people who are in between jobs or waiting to get on a group plan.
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Life Insurance: This coverage produces protection to a surviving spouse, family members, and a wide variety of beneficiaries. There are many forms of life insurance available such as term, whole life, universal life and variable universal life.

Homeowners Insurance: This package policy is for an owner. The policy holder owns and occupies a dwelling for himself and/or the family’s use. This policy contains coverage in addition to the dwelling: for contents, additional living expense, other structures, premise liability, and medical payments. Once can also insure valuable items or collections for personal use such as jewelry, coin collections, and other specialty items.

Renters Insurance: This coverage is similar to the homeowner’s policy, but it is for a tenant in an apartment or dwelling as opposed to owning it. This policy covers personal property, additional living expenses, premise liability, and medical payments.

Automobile Policy: This policy covers owned automobiles for the owner when used for various purposes: to and from work, as a business use vehicle and casual driving. This package policy includes coverage for liability, uninsured/underinsured motorist coverage, liability, comprehensive, collision, towing, and rental reimbursement.

Now Serving: Lemont, Tinley Park, Orland Park, Mokena, & Frankfort.